Free small business tools
Calculators and generators for the questions every new owner hits: what to charge, what you keep, when you break even and how much tax to set aside. No sign-up, nothing stored.
Money & pricing
- Profit margin calculatorFree profit margin calculator: enter revenue and costs to get gross margin, net margin and markup, or work backwards from a target margin to a selling price.
- Markup calculatorFree markup calculator: add a markup percentage to your cost to get the selling price, or enter cost and price to find the markup — with the matching profit margin.
- Break-even calculatorFree break-even calculator for small businesses: find how many units or jobs you must sell each month to cover fixed costs, plus how long it takes to earn back startup costs.
- Self-employment tax calculatorFree 2026 self-employment tax calculator for 1099 workers and sole proprietors: Social Security and Medicare tax on your net profit, the deductible half and quarterly set-aside.
- Freelance hourly rate calculatorWork out your minimum freelance or consulting hourly rate from the income you want, your expenses, taxes, time off and realistic billable hours — plus day and retainer rates.
- LTV & CAC calculatorFree customer lifetime value calculator: estimate LTV from revenue, gross margin and churn, compare it to customer acquisition cost (CAC) and get your CAC payback period.
- Business loan calculatorFree business and SBA loan calculator: monthly payment, total interest, upfront fees, the cash you actually receive and a year-by-year amortization table.
- Profit and loss statement templateFree profit and loss statement template you fill in online: revenue, COGS and expenses, with gross, operating and net profit. Download as CSV or save as PDF.
- Business valuation calculatorFree small business valuation calculator using the SDE method: add back owner pay, perks and one-off costs, then apply your own low and high multiples.
- YouTube money calculatorFree YouTube money calculator: estimate monthly and yearly earnings from views, your RPM and share of monetized views. Learn RPM vs CPM and revenue share.
- Employee cost calculatorFree employee cost and labor cost calculator: wages plus employer FICA, FUTA, state unemployment, workers comp, benefits and PTO, with cost per hour worked.
- Payback period calculatorFree payback period calculator: enter an investment and its monthly cash inflow, with optional growth, to see months to payback and ROI at 1, 3 and 5 years.
- Contribution margin calculatorFree contribution margin calculator: enter price, variable cost per unit, units sold and fixed costs to get contribution margin per unit, CM ratio and profit.
- Inventory turnover calculatorFree inventory turnover calculator: enter cost of goods sold and beginning and ending inventory to get your turnover ratio and days sales of inventory (DSI).
- Churn rate calculatorFree churn rate and MRR calculator: customer churn, revenue churn and net revenue retention from your start-of-month numbers, plus ending customers and MRR.
Service pricing
- Pressure washing price calculatorBuild a pressure washing quote from square footage and your rate per sq ft, apply a minimum charge, and see the job's labor, materials and profit before you send it.
- Lawn mowing price calculatorPrice a lawn mowing job from lot size, mower width, trim time, drive time and the hourly rate you need — with monthly price and lawns-per-day for your route.
- House cleaning price calculatorQuote house cleaning jobs from square footage, bathrooms, clean type and frequency. See cleaner hours, labor cost, profit per clean and recurring monthly value.
- Airbnb profit calculatorFree Airbnb profit calculator: monthly revenue from nightly rate and occupancy, minus host fees, cleaning, rent and bills, plus payback on furnishing.
Sellers & food
- Food & recipe cost calculatorCost a recipe ingredient by ingredient, get cost per portion, and find the menu price for your target food cost percentage — for bakeries, food trucks and cafés.
- Etsy fee calculatorFree Etsy fee calculator for US sellers: listing, 6.5% transaction, 3% + $0.25 payment processing and Offsite Ads fees, with profit and margin per order.
- EBay fee calculatorFree eBay fee calculator for US sellers: 13.6% final value fee on price, shipping and tax, the $0.40 per-order fee, category rates, profit and margin.
- PayPal fee calculatorFree PayPal fee calculator: 3.49% + $0.49 for PayPal Checkout, 2.99% for goods and services, +1.5% international. See your net or what to request.
- Stripe fee calculatorFree Stripe fee calculator: 2.9% + 30¢ per US card payment, plus 0.5% manual entry, 1.5% international cards and 1% currency conversion. Net and reverse.
- Square fee calculatorFree Square fee calculator for the Square Free plan: 2.6% + 15¢ in person, 3.3% + 30¢ online, 3.5% + 15¢ keyed in. See the fee, your net and reverse price.
- Venmo fee calculatorFree Venmo fee calculator for business profiles: 1.9% + $0.10 per payment, 2.29% + $0.10 with Tap to Pay. See what you keep or how much to charge.
- Poshmark fee calculatorFree Poshmark fee calculator: a flat $2.95 on sales under $15 and 20% on sales of $15 or more. See your earnings and profit after what you paid for the item.
- Cake pricing calculatorFree cake pricing calculator for home bakers: add ingredients, boxes, your hours and overhead, pick a margin, and get a cake price and per-serving price.
Writing generators
- Mission statement generatorFree mission statement generator: describe what you do, who it's for and the result they get, and get a dozen clear small-business mission statements to edit and use.
- Slogan generatorFree business slogan generator: enter what you sell, who buys it and why they choose you, and get short, editable slogans and taglines for your brand, signs and social bios.
- Elevator pitch generatorFree elevator pitch generator for founders and freelancers: describe your customer, their problem and your difference to get short, natural pitches for networking and sales calls.
Planning & naming
- Startup cost calculatorItemized startup budget and 12-month break-even for 100+ businesses.
- Business name generatorBrandable name ideas for any niche, with domain-style variations.
- Business idea generatorMatch ideas to your budget, skills and schedule.
- AI prompt kitCopy-paste prompts to research, validate and launch an idea.